GHCU would like to remind all members to be on the lookout for announcements from GHCU regarding Overdraft Protection (Courtesy Pay). New regulations require that financial institutions who offer overdraft protection give members an opportunity to opt in to such programs. We will soon be providing our members with the opportunity to opt in, if [...]
Spring and summer are popular times to make changes around the house: now that the winter rains are tapering off, perhaps it’s time to work on the roof? Or is that bright sunlight showing off the faded paint and worn-out furniture in the living room? Spring is a great time for fresh starts, so what [...]
Despite all the chaos in the housing market, a home is still a very smart investment, when done carefully. Unlike rent, mortgage payments actually help you build equity—equity which you can tap into when you need cash at a low interest rate (in the form of a home equity loan or line of credit) or [...]
Lately I’ve been getting lots of comments, which is wonderful, but I need to remind everyone not to send any personal information. We don’t want to make anyone vulnerable to Identity Theft, so please do not include your member number on comments to the blog!
Your member number, like your Social Security number or Driver’s License [...]
As Americans continue to struggle with economic difficulties, more and more folks find themselves in real danger of losing their home. It’s natural that people in such a situation would look for information and assistance wherever they can find it. Unfortunately, scammers realize this and are finding new ways to prey on vulnerable homeowners.
According to [...]
Can you put a firewall around your mailbox? Probably not, but there are some steps you can take to reduce your risk of identity theft. This month our experts take on Identity Theft and answer the question, “What can I do to protect myself?”
From Matthew Hensley, Branch Sales Manager at our Northgate branch:
Protect your Social [...]
With rates for mortgages still dipping into historically low territory, many homeowners are wondering if the time is right for a refinance. Refinancing to a lower rate could potentially save thousands of dollars in interest, shorten the time left on a loan or both. How do you know when a refinance is worth the work?
If [...]
There’s never a bad time to begin or boost your retirement savings, but tax season is a particularly good time to consider your IRA options.
What are the choices?
A traditional IRA allows you to make contributions for immediate tax savings. The earnings of the IRA grow tax-deferred until you begin making withdrawals in retirement. The [...]
You may have received an email recently, claiming to be from Intuit Online. The email claims that you need to update your account by downloading a new “tool” that was created to increase online security. The email targets members of financial institutions, including GHCU, and may even mention Group Health Credit Union by name.
This email [...]
