A high credit score is always a good goal, but in this difficult economy, credit is increasingly difficult—and expensive—to come by. However, those with the highest credit scores get the best rates on loans and credit cards. Here are some tips for improving any credit score:
Get current on your bills and stay there. Late payments [...]
Despite the modern conveniences of online banking and digital statements, keeping track of finances can still be overwhelming. To help you get a clear idea of your current financial situation, GHCU is now offering a fantastic new money-management tool, Debt in Focus.
Debt in Focus is a free program that gives you a snapshot of where [...]
Holiday expenses. Last-minute must-haves for your college kid. That final home renovation project before the days get short and the rains (or snows!) return. No matter what expense may be in your future, it’s always best to be prepared.
Applying for a HELOC with GHCU makes sense because…
The interest on a HELOC may be tax-deductible.1
Interest [...]
If you want the best fried chicken in Seattle, there’s only one place to go: Ezell’s Famous Chicken. Just ask Oprah.
Growing up on a farm in Texas, Ezell didn’t have much, but he did inherit his parents’ belief in the value of hard work. In 1973, he joined the Coast Guard and was stationed in [...]
Most of us know by now that eStatements and online banking and bill pay require less paper and produce less waste. However, not everyone is convinced that switching to digital versions of paper statements and bills is the best, or safest, alternative. In an effort to promote our earth-friendly (and wallet-friendly) banking choices, GHCU instituted [...]
A home equity line of credit (HELOC) is a great resource to have at hand. When you need money for emergencies, special events or occasions, the low interest rate and flexibility of a HELOC can’t be beat. Here are four ways to utilize a HELOC to reduce monthly bills, improve your quality of life and [...]
If you’re in Seattle on October 3, we’d like to invite you to attend our tree planting ceremony and celebration. It’s the culmination of our Neighborhood Harvest campaign, and we’ll be planting our five fruit trees in their permanent home at the Dakota p-patch and orchard (map).
The trees have been in our branch locations throughout [...]
Every year on the third Thursday of October, credit unions and their members all over the world celebrate the spirit of cooperation and the power of member ownership. October 15, 2009 is International Credit Union Day, and we hope you’ll join us for juice and snacks in our branches.
We know a lot of the reasons [...]
You may have received an email recently, claiming to be from Intuit Online. The email claims that you need to update your account by downloading a new “tool” that was created to increase online security. The email targets members of financial institutions, including GHCU, and may even mention Group Health Credit Union by name.
This email [...]
It’s all over the news: Americans are spending less, stashing away more. The “New Frugality” is this year’s black. If you are among the many who are dedicating more of their income to savings, are you putting that cash in the most appropriate place(s)?
Before you choose a savings product or mix, know your needs—that’ll help [...]
